"Figure 11: The change in the treatment of student loans increases household lending in 2018","" "1997 to 2018, £ billion, seasonally adjusted","" "","" "Notes","" "Unit","£ billion" "","" "","June Quarterly National Accounts","Sept Quarterly National Accounts - with student loans included","Sept Quarterly National Accounts - without student loans included" "1997","50.2","41.8","41.8" "1998","41.8","22.6","22.6" "1999","21.7","12.3","12.3" "2000","34.2","23.9","23.8" "2001","38","24.3","24.1" "2002","29.3","19.8","19.6" "2003","16.9","9.1","9.1" "2004","14.5","6.2","5.9" "2005","8.6","6.4","6.2" "2006","5.6","5.7","5.3" "2007","20.3","24.1","23.6" "2008","23.3","26.3","25.4" "2009","73.6","77.1","75.9" "2010","71.9","82.5","81.3" "2011","54.6","63.9","62.6" "2012","58.2","64.2","62.2" "2013","44","50.7","47.5" "2014","44.8","60","55.3" "2015","56.9","69.7","63.8" "2016","13.9","29.4","22.4" "2017","-27.3","1.3","-6.8" "2018","-23.5","15","5.1"