"Figure 31: Cumulative impact of exchange rates and other aspects on UK credits relative to 2011","" "","" "","" "Notes","" "Unit","£ billion" "","" "","Exchange rate effects","Other factor effects","Overall change" "2012","-2.4","-15.0","-17.4" "2013","-1.4","-19.2","-20.6" "2014","-6.9","-23.5","-30.4" "2015","-8.8","-34.1","-42.9"